The Beta Post

Passive income, personal finance and fintech.

The Statoil DRIP

I bought my first shares of Statoil back in January, and now it's time to collect my first dividend payment. But Statoil offer a dividend reinvestment plan, which I now need to decide if I should sign up for or not.

My two financial goals for 2018

2017 was the year I changed my investment strategy and started blogging about it. In earlier years I experienced great volatility due to an extreme apatite for risk, but this was not the case for 2017. I now believe I've found an investment strategy that suits me well, and I'll be sure to follow the same path in 2018.

The fall of CBL

Last Friday one of my positions dropped 23% on one day. The stock in question is the REIT CBL, owner of several malls in the US. The decline was a real wake up call for me, and moving forward I must be more selective of my purchases as my appetite for risk has changed.

Why I use gearing

In pursuit of excessive returns I use gearing. In this post I will explain why I believe this is rational, and calculate the effect this can have on my portfolio. But keep in mind that the calculations are heavily influenced by the expected long term return of the market, which I base on historical returns.

Portfolio expectations

In a previous post I wrote about what I could expect as the long term return of the market, which I found to be 7.5% per annum. In this post I will discuss what this implies for my portfolio return, and highlight some of the other variables that may alter the terminal value of my portfolio.